Transfer Your Loan & Lower Your EMI
We help you switch your loan to a better lender — lower interest, faster approval, no hidden charges.
A Smarter Way to Repay Your Loan
What is Balance Transfer?
Balance Transfer means moving your current loan from one lender to another who offers better interest rates or terms. At Loan for Bharat, we help you find the best lending partner based on your profile — so you can save more on EMIs without the paperwork hassle.
Wondering how much can you save with balance transfer?
Balance Transfer Calculator
Current EMI: 0
New EMI: 0
Monthly Savings: 0
Total Interest Savings: 0
Why Choose Us for Balance Transfer?
- We match you with trusted lenders offering lower rates
- Faster processing with minimal paperwork
- No upfront fees charged by us
- Support for top-up loans if you need extra funds
- Dedicated loan advisors in your local language
- Transparent and secure process
Confused? Let us help you!
Am I Eligible?
You’ve paid at least 12 EMIs on your current loan
You have a stable income source (job/business)
Your repayment history is good
You have basic KYC documents (Aadhaar, PAN)
- Your existing loan is from a registered bank or NBFC
Even with a moderate credit score, we can match you with options.
What Documents Are Needed?
Aadhaar Card & PAN Card
Existing Loan Statement
3–6 months Bank Statement
Salary Slips / Income Proof
Property Documents (for secured loans)
Minimal Paperwork. Maximum Support.
F.A.Q.
Yes. We support personal, home, and business loan balance transfers.
Loan for Bharat does not charge you any fee. Some partner lenders may have processing or foreclosure charges.
Usually 3–7 working days depending on the lender and documentation.
No. We match your profile only with selected lenders. Your data is secure and shared only with your consent.
