Your Gateway to India’s Top Credit Cards
Whether you’re new to credit or aiming for a premium lifestyle card, Loan for Bharat simplifies access with fast approvals and personal assistance.
Why Choose Loan for Bharat?
We work directly with leading banks and financial institutions across India
Personalized assistance throughout the application process
Access to premium and high-limit cards, not just entry-level options
Support for both first-time applicants and experienced cardholders
Expert guidance on eligibility, documentation, and approval
Our Services
Basic Credit Cards
Great for first-time users with limited credit history. Simple features, easy approvals, and no-frills usage.
Secured Credit Cards
Ideal for those building or rebuilding credit scores. Backed by a fixed deposit, with guaranteed approval.
Rewards Credit Cards
Earn reward points on every purchase you make. Redeem for gifts, vouchers, fuel, and more benefits
Cashback Credit Cards
Get instant savings on shopping, dining, and fuel. Enjoy flat cashback on everyday spending categories.
Travel Credit Cards
Earn miles, free lounge access, and hotel perks. Perfect for frequent flyers and global travelers.
Co-branded Credit Cards
Partnered cards for fuel, airlines, shopping, etc. Special rewards with brands like Amazon, IRCTC, BPCL.
Business Credit Cards
Designed for professionals and small businesses. Manage expenses, track spends, and earn rewards
Premium Credit Cards
High-limit cards with elite lifestyle privileges. Includes concierge, golf access, and travel benefits.
Who is Eligible?
We assist the following profiles in applying for credit cards:
Salaried individuals with minimum monthly income as per card tier
Self-employed professionals with stable income and banking history
Applicants with no credit history seeking starter cards
Individuals with existing cards looking to upgrade to premium options
Documents Required
For Salaried Individuals:
PAN Card & Aadhaar
Latest 3–6 months salary slips
Last 6 months bank statements
Office ID or employment proof
Passport-size photo
For Self-Employed Individuals:
PAN Card & Aadhaar
Business registration documents
Income tax returns (last 2 years)
CA-certified income statement
Business bank statements (6–12 months)
How the Process Works
What Makes Us Different?
No hidden charges
You pay only what the bank charges
Higher success rate
We guide your application for best outcome
Fast-tracked approvals
Through our verified partner banks
End-to-end assistance
From form fill-up to card activation
Frequently Asked Questions
Yes, we can help you access beginner or secured cards even with no credit history.
We facilitate cards from top Indian banks including HDFC, Axis Bank, SBI, ICICI, and more.
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No, the entire process can be done online or with doorstep document pickup.
Most cards are delivered within 5–10 working days after approval.
